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Paige Marta Skiba

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Photo of Paige Marta Skiba

Assistant Professor of Law

Voice: 615-322-1958
Fax: 615-322-6631
Email: paige.skiba@vanderbilt.edu
Office: Room 289
View curriculum vitae (.pdf)
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Area(s) of Expertise

Behavioral economics, law and economics

Research Interest(s)

Behavioral economics, public finance, applied microeconomics, banking, labor economics

Education

Ph.D. University of California - Berkeley
B.A. University of Massachusetts - Amherst

Biography

Paige Marta Skiba has conducted innovative research in the area of behavioral law and economics, particularly on topics related to her dissertation, Behavior in High-Interest Credit Markets. Professor Skiba received her Ph.D. in economics from the University of California at Berkeley in 2007. She studies the ways in which self-control and procrastination affect financial decision-making. Her current research focuses on the causes and consequences of borrowing on high-interest credit, such as payday loans and pawnshops, as well as the regulation of these industries. She has been the recipient of numerous research grants and fellowships from institutions such as National Institute on Aging, the National Science Foundation, the Federal Reserve Board of Governors, the Burch Center for Tax Policy and Public Finance and the Horowitz Foundation for Social Policy. She was a senior research associate of the Federal Reserve Bank of Saint Louis from 1999 to 2001, where she conducted research on monetary policy and regional and urban economics.

Representative Publications

Working Papers

  • "Do Payday Loans Cause Bankruptcy?” (with Jeremy Tobacman)
  • "Payday Loans, Uncertainty and Discounting: Explaining Patterns of Borrowing, Repayment, and Default" (with Jeremy Tobacman)
  • "The Profitability of Payday Loans” (with Jeremy Tobacman)

  • "Behavior in High-Interest Credit Markets" (dissertation; Principal Advisor: Matthew Rabin)

Presentations

  • November 2008: Arizona State University, Sandra Day O'Connor College of Law

  • December 2008: Wharton School, University of Pennsylvania

  • February 2009: University of California, Santa Barbara, Department of Economics

  • April 2009: Department of Economics, UC Santa Cruz



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